UCO Bank Open API Banking

UCO Bank API Banking Services

Powering Digital Banking through APIs

The banking ecosystem is rapidly evolving, with businesses and digital platforms seeking faster, simpler and more secure ways to connect with banking services. UCO Bank is enabling this digital transformation through API-based banking services, providing a structured and secure platform for businesses, FinTechs and technology partners to integrate banking capabilities into their applications and platforms.

What is API Banking?

An Application Programming Interface (API) enables different software applications to communicate with each other and securely exchange information or initiate services based on defined protocols.

In banking, APIs enable authorised partners and applications to connect with UCO Bank's designated banking services. This facilitates seamless integration of banking functionality into business applications, digital platforms and customer-facing solutions.

UCO Bank API Platform

UCO Bank's API platform provides developers and business partners with a streamlined environment to explore, integrate and consume available banking APIs.

The platform is designed to support secure digital integration across various banking services, including:

• Account & Deposit Services
• Account Information and Enquiry Services
• Fund Transfer and Payment Services
• Other APIs introduced from time to time

The availability of individual APIs and associated access conditions may vary based on the nature of the service, eligibility and applicable Bank policies.

Secure and Efficient Integration

Security and controlled access are integral to UCO Bank's API ecosystem. APIs are exposed through defined interfaces and security mechanisms to ensure that access to banking services is appropriately authenticated, authorised and monitored.

The API platform enables developers to understand the available services, review technical specifications, test integrations and proceed with implementation in accordance with UCO Bank's prescribed onboarding and usage processes.

Building with UCO Bank APIs

UCO Bank's API ecosystem is intended to support innovation and enable businesses and technology partners to build solutions around banking services. Developers can explore the available APIs, understand their technical specifications and follow the prescribed process for integration.

For API catalogue, technical documentation, onboarding, testing and integration details, please visit the UCO Bank API Developer Portal.

Explore UCO Bank APIs:
https://apidev.ucoonline.bank.in

API access is subject to UCO Bank's applicable terms, eligibility criteria, security requirements and approval processes.