UCO Rewardz

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UCO Rewardz

Overview

Dear customer, the accrual structure has been modified with effect from 5^th September 2022. Please refer the below tables for the new program structure.

UCO BANK presents UCO Bank Rewardz, a loyalty program for all valued customers. Now earn UCO Points when you do an e-com or pos transaction, while making your travel booking or wealth management through UCO mBanking plus app, also an online account opening gives you loyalty rewards, your consistency as digital customers also make you earn these points and many more. Customer only needs to log in UCO mBanking plus app to enjoy the rewardz benefits.

How to Earn & Redeem UCO Points?

To earn UCO Rewardz Points, you can spend towards e-com transactions, make the bill payments, digital payments, secure your future with wealth management, travel booking, digital account opening etc. (refer the table below for more details). To reap the benefits of the UCO Reward points customer must use UCO mBanking plus app.

More Ways to Earn UCO Points

You earn UCO Points on various transactions done across many banking services:

Sr. No	Transaction	UCO Points Earned
1	Debit Card transactions (For POS and e-Commerce transactions)	Non-Personalized: 1 point per Rs.200. Maximum 2500 points per qtr. per customer. Personalized: 1.5 points per Rs.200. Maximum 2500 points per qtr. per customer. Super Premium (RuPay Select/Visa Signature): 2 points per Rs.200. Maximum 2500 points per qtr. per customer.
2	Debit card activation on POS & E-Com (One Time)	First Transaction 1. Within 10 days – 75 points 2. Within 20 days – 50 points 3. Within 30 days – 25 points In addition to above: First three Transactions 1. Within 10 days – 75 points 2. Within 20 days – 50 points 3. Within 30 days – 25 points
3	Wealth Management	20 Points (Rs.4) for 3 Online trading transactions in one month through Mobile Banking. 100 Points (Rs.20) for online NPS account opening through Mobile Banking. 20 Points (Rs.4) for each NPS deposit through Mobile Banking.
4	Birthday Bonus Points for Txn in the Birthday Week i.e. Next 7 days of Birthday (inclusive)	2 x rewards points on: • POS & E-Commerce Transactions by Debit card holder. • Wealth Management services (Mobile Banking). • Travel Marketplace services (Mobile Banking).
5	Online account opening (RD/FD) through Mobile Banking	20 points per account with a capping of maximum 200 points per quarter. RD: minimum Rs.500/month FD: minimum Rs.5,000/-
6	Bill payment through Bharat Bill Payment System (BBPS)	2 points per transaction for Bill payment. Minimum transaction amount Rs.100 and maximum 50 points per month.
7	M-Banking self-registration	100 Points for self-registration (One Time)
8	Travel (Hotel/Flight/Bus Ticket) Booking through Mobile Banking app	5 Points per transaction of Rs.1000/-
9	Points for consistency in usage of Debit Cards / Mobile Banking	Debit Card: minimum 3 transactions, each with spend of Rs.500/- or above per month. Non-personalized: 20 points Personalized: 35 points Super Premium: 50 points Mobile Banking: minimum 3 transactions, each with spend of Rs.500/- and above per month. Retail user: 20 points Corporate: 30 points
10	Scan n Pay (Through mBanking app) - Once per customer per month	10 points
11	For Using U-Cash in ATM (Once in a month)	10 Points
12	Opening of UCO Suvidha Salary Account w.e.f Jan 2025	Classic (GMS between 15000-25000): 50 Points Silver (GMS between 25001-50000): 50 Points Gold (GMS between 50001-100000): 100 Points Platinum (GMS above 100000): 100 Points
13	Account Opening - UCO Shaurya & Shoorveer w.e.f Jan 2025	50 points
14	Digital renewal	Account is renewed digitally before due date: 500 Points Account is renewed digitally from due date to 15 days past due date: 250 Points Account is renewed digitally from day 16 to one month past due date: 100 Points

Redeem your accumulated UCO Points on a wide range of products across categories such as apparel, electronics, jewelry, home décor, kitchen appliances and services such as movie tickets, air tickets, mobile/DTH recharge, exclusive gift vouchers & more.

Accelerate your Earnings

Accelerate earning UCO Points by availing special offers at Max Get More partner outlets. This will ensure that you don’t just collect but also multiply your rewards while purchasing at these outlets. To check out the list of Max Get More partner outlets, please click here.

UCO Bank Rewardz Membership

As a UCO BANK Account holder, you’re auto enrolled as a member on UCO Bank Rewardz. However, to view your UCO Points and redeem them, you must log in to UCO mBanking plus app.

UCO Points Balance

To view your UCO Points Balance, Sign Into your UCO Bank Rewardz account through UCO Mobile Banking App and access rewardz section to view and redeem your points.

You can also Contact UCO Bank Rewardz customer care at 1800-419-4252 (Operational Days & Hours: Monday to Saturday, 9 AM to 6 PM)