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RECRUITMENT OF IT SPECIALIST OFFICERS IN MMGS-II ON REGULAR BASIS 2026-27>Advertisement No. HO/HRM/RECR/2026-27/COM-01 Candidate Provisionally Selected as Customer Service Associate under IBPS-CRP-CSA-XV for Chandigarh UT, along with schedule of Document, Biometric Verification and Language Proficiency Test List of Candidates Provisionally Selected as Customer Service Associate under IBPS-CRP-CSA-XV Reserve List 1, along with schedule of Document, Biometric Verification and Language Proficiency Test List of Provisionally Shortlisted Candidates for Group Discussion for the Post of Software Developer in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the Post of Software Developer in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Data Engineer in MMGS-II List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Data Analyst in MMGS-II List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Cloud Engineer in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Cyber Security Officer in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Chartered Accountant in MMGS-II List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Database Administrator in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Network Administrator in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of System Administrator JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of Data Analyst in JMGS-I List of Provisionally Shortlisted Candidates for Final Round Interview for the position of AI/ML Engineer in JMGS-I List of Candidates Provisionally Selected as Law Officer under IBPS CRP-SPL-XV Reserve List-I along with joining schedule. 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Selection for the Post of Information Technology Advisor (IT Advisor) on Contractual basis Link for Downloading the Call Letter of Shortlisted Candidates for First Round Interview for the positions of Cloud Engineer in JMGS-I, Cyber Security Officer in JMGS-I, AI/ML Engineer in JMGS-I, Data Analyst in JMGS-I, Data Engineer in MMGS-II and Data Analyst in MMGS-II, CLICK HERE TO DOWNLOAD List of Provisionally Shortlisted Candidates for interview for the position of Data Privacy Compliance Officer in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of AI/ML Engineer in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the position of Data Scientist in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the position of Murex Developer in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the position of Data Scientist in MMGS-II List of Provisionally Shortlisted Candidates for Interview for the position of Trade Finance Officer in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the position of Finacle Developer in JMGS-I List of Provisionally Shortlisted Candidates for Interview for the position of Treasury Officer in MMGS-II List of Provisionally Shortlisted Candidates for Interview for the position of Chartered Accountant in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Chartered Accountant in MMGS-II List of Provisionally Shortlisted Candidates for First Round Interview for the position of System Administrator in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Network Administrator in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Database Administrator in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Cloud Engineer in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Data Analyst in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Data Analyst in MMGS-II List of Provisionally Shortlisted Candidates for First Round Interview for the position of Cyber Security Officer in JMGS-I List of Provisionally Shortlisted Candidates for First Round Interview for the position of Data Engineer in MMGS-II List of Candidates Provisionally Selected as Customer Service Associate under IBPS-CRP-CSA-XV, along with schedule of Document, Biometric Verification and Language Proficiency Test Information on using Positive Pay System Engagement of Information Technology Advisor (IT Advisor) on Contractual Basis Advertisement No. HO/HRM/RECR/2025-26/COM-05 CLICK HERE TO APPLY ONLINE List of Candidates Provisionally Selected as Probationary Officer under IBPS CRP-PO/MT-XV along with joining schedule List of Candidates Provisionally Selected as Rajbhasha Adhikari under IBPS-CRP-SPL-XV along with joining schedule List of Candidates Provisionally Selected as Law Officer under IBPS-CRP-SPL-XV along with joining schedule List of Candidates Provisionally Selected as HR/PERSONNEL Officer under IBPS-CRP-SPL-XV along with joining schedule NPCI has made changes in common lounge access benefit for RuPay Platinum & RuPay Select cards. For details, visit UCO Bank>> Digital>> Debit Card section Online Application on Banks Website for Empanelment of Chartered Accountant (CA) Firm for expert audits RECRUITMENT OF GENERALIST AND SPECIALIST OFFICERS ON REGULAR BASIS 2026-27 List of Provisionally Selected Candidate under Wait List for the position of IT Officer in MMGS-II, 2025-26 List of Provisionally Selected Candidate under Wait List for the position of Chartered Accountant in MMGS-II, 2025-26 List of Provisionally Selected Candidate for Apprenticeship List of Provisionally Selected Candidate under Wait List for the position of Security Officer in JMGS-I, 2025-26 Campaign for efficient and quick settlement of unclaimed assets in the financial sector. FESTIVE BONANZA OFFER ENJOY 100% WAIVER OF PROCESSING & DOCUMENATION CHARGES ON HOME LOANS AND CAR LOANS
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STP Vehicle Loan

STP Vehicle Loan

Contact us Nodal Grievance Officer Lodge Complaint Sachet Portal
S. No. Parameter Guidelines for Pre Qualified Vehicle Loan
1 Purpose For purchase of new Two wheeler/Car for personal use.
2 Eligibility Criteria Selected UCO Bank savings account customers fulfilling predefined criteria.
3 Income Criteria Salaried Group:
Minimum monthly take-home pay: ₹20,000 after statutory deductions and existing liabilities + EMI of proposed loan.

Non-salaried:
Minimum income (as per ITR): ₹5.00 Lakh p.a. (Metro) / ₹4.00 Lakh p.a. (Other centres).
4 Nature of Facility Term Loan
6 Loan Eligibility Lowest of:
1. 90% of on-road price of vehicle*.
2. Loan eligibility as per FOIR norms (minimum 40% net monthly income after EMIs).
3. Maximum loan amount as per scheme.
4. Requested loan amount.

Obligations: As fetched from CIBIL.
*On-Road Price = Ex-showroom + Registration + One-time Road Tax + Insurance.
7 Minimum & Maximum Loan Amount Minimum: ₹1,00,000. Maximum: ₹20,00,000 (₹10 lakh for New-to-Credit customers where applicable).
9 Credit Score Requirement Minimum CIBIL Score of 700. New-to-Credit (-1, 0) customers may be eligible per scheme. Accounts should not be SMA-1/SMA-2 or have NPA in last 12 months; no restructured/written-off accounts.
10 Margin 10% of On-Road price of the vehicle.
11 Cooling off / Look-up period 3 days from the date of sanction/disbursement.
12 Rate of Interest See ROI tables below (separate cards for EV and non-EV).
OTHER THAN ELECTRIC VEHICLE

OTHER THAN ELECTRIC VEHICLE

UCO FLOAT

SPREAD

STRATEGIC DISCOUNT

EFFECTIVE ROI

FOR CIBIL>= 825

8.05

0

-0.6

7.45

>=800 AND <=824

8.05

0.2

-0.6

7.65

750<=CIBIL<=799

8.05

0.3

-0.6

7.75

FOR 726<=CIBIL<=749

        

i) CATEGORY A

8.05

0.55

-0.6

8

ii)category b

8.05

0.65

-0.6

8.1

iii)other than category a and b

8.05

0.75

-0.6

8.2

FOR 700<=CIBIL<=725

        

i) CATEGORY A

8.05

0.85

-0.6

8.3

ii)category b

8.05

0.95

-0.6

8.4

iii)other than category a and b

8.05

1.05

-0.6

8.5

FOR CIBIL 0 -1 <300

        

i) CATEGORY A

8.05

0.1

0

8.15

ii)category b

8.05

0.35

0

8.4

iii)other than category a and b

8.05

0.45

0

8.5

For CIBIL 650 5 CIBIL <699

8.05

1

0

9.05

For CIBIL 600 < CIBIL <649 (maintaining salary account with us)

8.05

1.95

0

10

Rol on Car Loan PQVL Is applicable only for CIBIL 700 and above, -1, 0, and below 300

        
ELECTRIC VEHICLE

INDIVIDUALS WITH CIBIL SCORE

UCO FLOAT

SPREAD

STRATEGIC DISCOUNT

EFFECTIVE ROI

FOR CIBIL>= 825

8.05

0

-0.7

7.35

>=800 AND <=824

8.05

0.2

-0.7

7.55

750<=CIBIL<=799

8.05

0.3

-0.7

7.65

FOR 726<=CIBIL<=749

 

 

 

 

i) CATEGORY A

8.05

0.55

-0.7

7.9

ii)category b

8.05

0.65

-0.7

8

iii)other than category a and b

8.05

0.75

-0.7

8.1

FOR 700<=CIBIL<=725

 

 

 

 

i) CATEGORY A

8.05

0.85

-0.7

8.2

ii)category b

8.05

0.95

-0.7

8.3

iii)other than category a and b

8.05

1.05

-0.7

8.4

FOR CIBIL 0 -1 <300

 

 

 

 

i) CATEGORY A

8.05

0

0

8.05

ii)category b

8.05

0.25

0

8.3

iii)other than category a and b

8.05

0.35

0

8.4

For CIBIL 650 5 CIBIL <699

8.05

0.9

0

8.95

Rol on Car Loan PQVL Is applicable only for CIBIL 700 and above, -1, 0, and below 300

 

 

 

 

 
13 Repayment Minimum: 6 months; Maximum: 84 months.
Moratorium: Nil.
Repayment to start from the month of disbursement of the loan.
14 Security Hypothecation of Vehicle.
15 CIBIL Charges Actual i.e. ₹150 + GST (to be recovered upfront).
16 Documentation / Processing Charges 100% waiver of Processing Charges and Documentation Charges for Car Loans (including EV car) up to 31.12.2026
17 Prepayment Charges NIL

Salient Features Of STP Car Loan for Eligible Customers

S. No. Parameter Guidelines for STP Car Loan
1 Purpose For purchase of new four-wheeler for personal use.
2 Eligibility Criteria A. Salaried Class:
  • Confirmed employee in reputed private/public organisations or Govt/PSU.
  • Salary credited regularly in each of the past 6 months.
  • Minimum net annual income: ₹5 Lakh (Metro), ₹4 Lakh (Other centres).
B. Non-Salaried Class:
  • Established professionals, self-employed, businessmen, farmers.
  • Minimum net annual income: ₹5 Lakh (Metro), ₹4 Lakh (Other centres).
3 Income Criteria Salaried: Minimum monthly take-home ₹20,000 after deductions and existing liabilities + EMI of proposed loan. Non-salaried: As per ITR assessment.
4 Age Criteria Age between 21–70 years (including repayment period).
5 Nature of Facility Term Loan
6 Loan Eligibility Lowest of:
1. 90% of on-road price*.
2. FOIR-based calculation (see internal table below).
3. Maximum scheme limit.
4. Requested amount.
*On-Road = Ex-showroom + Registration + Road Tax + Insurance
Income Slab Minimum Monthly Net Take Home Pay
GMI up to ₹50,000 40% of GMI (Subject to minimum ₹20,000)
GMI above ₹50,000 30% of GMI (Subject to minimum ₹20,000)
7 Clubbing of Income Income of spouse/father/mother/son(s)/daughter(s)/brother/sister can be clubbed subject to availability throughout tenure.
8 Minimum & Maximum Loan Amount Minimum: ₹1 Lakh. Maximum: Need-based.
9 Credit Score Requirement Minimum CIBIL Score 700. New-to-Credit (-1/0) may be eligible. Live accounts with NPA/SMA issues to be excluded as per filters.
10 Margin 10% of on-road price.
11 Cooling off/Look-up 3 days from date of sanction/disbursement.
12 Rate of Interest See ROI tables below (separate cards for EV and non-EV).
OTHER THAN ELECTRIC VEHICLE

OTHER THAN ELECTRIC VEHICLE

UCO FLOAT

SPREAD

STRATEGIC DISCOUNT

EFFECTIVE ROI
INDIVIDUALS WITH CIBIL SCORE UCO FLOAT SPREAD STRATEGIC DISCOUNT EFFECTIVE ROI

FOR CIBIL>=825

8.05

0

-0.6

7.45

>=800 AND <=824

8.05

0.2

-0.6

7.65

750<=CIBIL<=799

8.05

0.3

-0.6

7.75

FOR 726<=CIBIL<=749

i) CATEGORY A

8.05

0.55

-0.6

8

ii) CATEGORY B

8.05

0.65

-0.6

8.1

iii) OTHER THAN CATEGORY A AND B

8.05

0.75

-0.6

8.2

FOR 700<=CIBIL<=725

i) CATEGORY A

8.05

0.85

-0.6

8.3

ii) CATEGORY B

8.05

0.95

-0.6

8.4

iii) OTHER THAN CATEGORY A AND B

8.05

1.05

-0.6

8.5

FOR CIBIL 0, -1 & <300

i) CATEGORY A

8.05

0.1

0

8.15

ii) CATEGORY B

8.05

0.35

0

8.4

iii) OTHER THAN CATEGORY A AND B

8.05

0.45

0

8.5

FOR CIBIL 650 ≤ CIBIL <699

8.05

1

0

9.05

FOR CIBIL 600 < CIBIL <649 (Maintaining Salary Account with us)

8.05

1.95

0

10

ROI on Car Loan PQVL is applicable only for CIBIL 700 and above, -1, 0 and below 300.
ELECTRIC VEHICLE
ELECTRIC VEHICLE
INDIVIDUALS WITH CIBIL SCORE UCO FLOAT SPREAD STRATEGIC DISCOUNT EFFECTIVE ROI
FOR CIBIL>=825 8.05 0 -0.7 7.35
>=800 AND <=824 8.05 0.2 -0.7 7.55
750<=CIBIL<=799 8.05 0.3 -0.7 7.65
FOR 726<=CIBIL<=749
i) CATEGORY A 8.05 0.55 -0.7 7.9
ii) CATEGORY B 8.05 0.65 -0.7 8
iii) OTHER THAN CATEGORY A AND B 8.05 0.75 -0.7 8.1
FOR 700<=CIBIL<=725
i) CATEGORY A 8.05 0.85 -0.7 8.2
ii) CATEGORY B 8.05 0.95 -0.7 8.3
iii) OTHER THAN CATEGORY A AND B 8.05 1.05 -0.7 8.4
FOR CIBIL 0, -1 & <300
i) CATEGORY A 8.05 0 0 8.05
ii) CATEGORY B 8.05 0.25 0 8.3
iii) OTHER THAN CATEGORY A AND B 8.05 0.35 0 8.4
FOR CIBIL 650 ≤ CIBIL <699 8.05 0.9 0 8.95
ROI on Car Loan PQVL is applicable only for CIBIL 700 and above, -1, 0 and below 300.
13 Repayment Minimum: 6 months; Maximum: 84 months. Moratorium: Nil. EMI from month of disbursement.
14 Security Hypothecation of Vehicle
15 CIBIL Charges ₹150 + GST
16 Documentation/Processing Charges Documentation: ₹250 per lakh (capped at ₹25,000). Processing fee: 0.50% of sanctioned amount (capped at ₹5,000) + GST where applicable.
17 Prepayment Charges NIL
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Last Updated On : 21/08/2026