National Electronic Toll Collection (NETC) FASTag

NHAI has rolled out program for Electronic Toll Collection on Toll Plazas on National Highways to be called NETC FASTag. NETC FASTag is a device that employs Radio Frequency Identification (RFID) technology for making toll payments directly from the prepaid account linked to it. It is affixed on the windscreen of your vehicle and enables you to drive through toll plazas. NETC FASTag has a validity of 5 years and after purchasing it, you only need to recharge/ top up the NETC FASTag as per your requirement.

• Ease of payment – No need to carry cash for the toll transactions, saves time.
• Near non-stop movement of vehicles leading to lower fuel cost.
• Online Recharge – NETC FASTag can be recharged online through Credit Card / Debit Card / Net banking / UPI / BBPS.
• SMS alerts for toll transactions, low balance, etc.
• Online Portal for customers

Is NETC FASTag compulsory & for any particular kind / category of vehicle?

It may be made mandatory since 15 /02/2021. FASTag is applicable for all categories, kinds, makes and types of vehicles

How Can I buy a NETC FASTag of UCO Bank and what documents are required?

Customer can visit the below Website to buy a UCO Bank NETC FASTag.

The documents required for purchasing a NETC FASTag are

• Customer PAN Card
• Vehicle Registration Document
• Driving Licence.

Web Site URL : http://ucoetciss.in.worldline-solutions.com/UCOFastTagApplication/

What are the charges of NETC FASTag?

• Issuance Charge: Rs. 100 including GST
• Reissuance Charge: Rs. 100 including GST
• Tag Security Deposit & Minimum Balance-Based on Vehicle Class

Vehicle Class	Vehicle Class	Security Deposit(INR)	Minimum Fast Tag Loading (FTL) (INR)
4	Car / Jeep / Van/ Tata Ace and similar mini light commercial vehicle	200	100
5	Light Commercials	300	140
6	3 Axel Commercials	400	300
7	Bus/Truck	400	300
12	4-6 Axel Commercials	400	300
15	7 or more commercials	400	300
16	Earth Moving Equipment’s	400	300

How will I get to know if and how much toll has been debited?

The customer will receive an SMS with requisite details to his registered mobile number as soon as the toll transaction takes place.

Can I avail a Monthly Pass or Local Pass?

The monthly pass facility is specific to each toll plaza. You have to visit the below website for purchasing Monthly Pass.

How can I recharge my NETC FASTag account?

You may recharge your NETC FASTag account by making payment online through Credit Card/ Debit Card/ Net Banking/ UPI / BBPS.

I have two vehicles; can I use one NETC FASTag for two vehicles?

You will need to take two separate NETC FASTags for the two vehicles. If a NETC FASTag for instance bought for one Car is used for a Truck, then such NETC FASTag shall get blacklisted resulting into denial of vehicle passage from NETC FASTag lanes on Toll Plazas. NETC FASTag users are advised to desist from such practice.

What do I have to do if I lost my NETC FASTag? What will happen to the account balance?

You will need to call customer care number of the issuer agency to block your NETC FASTag.

How would I report an incorrect deduction and how will I get back the same?

Customer can report an incorrect deduction by calling us at customer care number of UCO Bank. The request will be reviewed and necessary action will be taken

Can one vehicle use more than one NETC FASTag?

It is strictly prohibited to purchase more than one NETC FASTag for a single vehicle. In case of multiple NETC FASTag, customer will be responsible for operational issues (debit multiple times).

What if the vehicle owner/ user has a grievance?

The primary point of contact for the vehicle owner/ user is the Call Centre, contact details for which has been printed over the NETC FASTag.

In case of replacement of Tag –

• If previous Tag was of UCO Bank, please be sure that the previous Tag was not in Low Balance or Blacklist status.
• If previous Tag was of other than UCO Bank, please make sure that the previous Tag was not in Low Balance or Blacklist status. If the previous Tag was either Blacklisted or in Low Balance status you have to contact previous Tag Issuer Bank for removal of the same Tag.
• Please make sure that Car windshield is not containing the previous Tag and new Tag has been affixed properly.

Name of Team	Contact No	Email ID
Customer Care	18005721371	ucofastag.care@ucobank.co.in
Bank Team		ucofastag.care@ucobank.co.in

Customer can access the below portal manage their NETC FASTag.

Customer Portal URL : Click Here

*MoRTH/NHAI/IHMCL has launched 1033 helpline number for addressing FASTag complaints at toll plaza level. Customer can simply dial 1033 from Mobile/Landline for the following issues:

• Stopped at the plaza for Tag blacklist reason even through Tag is not blacklisted.
• Plaza not accepting FASTag
• Plaza not able to read the Tag
• Plaza not supporting for monthly pass issuance
• Any other applicable issue for NETC FASTag

For Balance Enquiry of FASTag please give a miss call to the number - 8108011113

1. https://www.netc.org.in/
2. Go to option Toll Plazas
3. Go to sub-option Toll Plazas List

These Terms and Conditions apply to and regulate the provision of FASTag facility provided by UCO Bank. These terms and conditions (the "Terms and Conditions") shall be in addition to and not in derogation to any other terms as stipulated by UCO Bank from time to time.

• Definitions

  In these Terms and Conditions, unless there is anything repugnant to the subject or context thereof, the following words / expressions shall have the meaning as stated herein under:

  “Bank” means UCO Bank and both the terms can be used interchangeably.

  “Tag” or “UCO Bank Tag” or “UCO Bank FASTag” shall refer to FASTag issue by UCO Bank and can be used interchangeably.

  "Affiliate" means and includes any company which is the holding or subsidiary company of UCO Bank, or a person under the control of or under common control with UCO Bank, For the purpose of this clause, "control" together with grammatical variations when used with respect to any person, means the power to direct the management and policies of such person, directly or indirectly, whether through the ownership of the vote carrying securities, by contract or otherwise howsoever; and "person" means a company, corporation, a partnership, trust or any other entity or organization or other body whatsoever.

  "Application" or the "Tag Application" shall refer to the application made by a customer to UCO Bank for the issuance of a Tag. The Application shall be in the form of a written or online application made in the manner and format prescribed by UCO Bank, and shall form an integral part of these Terms and Conditions.

  "Concessionaire" refers to the person/entity that has been granted the right to construct, maintain, and toll the Highway by the National Highways Authority of India.

  "National Highway" shall mean all the National Highways where ETC program is active.

  "Tag" refers to the prepaid FASTag issued by UCO Bank.

  "Tag Account" shall mean the account opened in the name of the Tag Member and maintained by UCO BANK for the purpose of usage of the Tag as per the Terms and Conditions contained herein.

  "Tag Member/s" shall mean the individual or corporates who makes an Application for the issuance of, and to whom the Tag has been issued by UCO Bank subject to such terms and conditions as may be specified by UCO Bank, and who is authorized to hold and use the Tag.

  "Tag Website" refers to www.ucobank.com, which is owned, operated and maintained by UCO BANK.

  "Toll Plaza" shall mean such establishments maintained by the Concessionaire, wherever located, whereby users are required to pay the toll amount applicable on a vehicle for usage of the Highway.

  "Transaction" shall mean any Tag transaction/s carried out by the Tag Member/s as permitted by these Terms and Conditions, including but not limited to, loading or reloading of funds to a Tag; Tag balance enquiries and/or such other uses as UCO BANK may permit in writing from time to time.

  "Statement/s" shall mean the communication provided to the Tag Member/s on the e-mail id provided by the Tag Member/s to UCO BANK on a quarterly basis stating inter alia the Transactions undertaken and balance available in the Tag Account.

  "Customer Care" refers to the telephonic customer service facility provided by UCO BANK throughout the day to Tag Member/s for any Tag related queries.

• Applicability of Terms

  The Tag Member shall be deemed to have unconditionally agreed to and accepted these Terms and Conditions by submitting the Application for the Tag or by performing a Transaction or by accepting the Tag, in the form and manner prescribed by UCO BANK from time to time.

• Issuance of Tags

  UCO BANK may issue the Tag to a customer on the request of the customer and pursuant to the customer making an Application for the Tag and agreeing to the applicable terms and conditions in the form and manner prescribed by UCO BANK in this regard. UCO BANK shall maintain records of these Applications and other Transactions in such manner as may be deemed suitable by UCO BANK.

  The Tag issued by UCO BANK to the Tag Member shall be mandatorily affixed by the authorized representative of the Bank on the vehicle of the Tag Member with the license plate number specified by the Tag Member in the Application. The Tag is not transferable and may only be used with respect to the vehicle on which the Tag has been affixed by the authorized representative of the Bank.

  At the time of making the Application for issuance of the Tag, the Tag Member shall be required to pay an amount of Rs. 100 + GST (Rupees one hundred plus GST) towards tag fee inclusive of applicable taxes levied + the security deposit as per the type of the vehicle and a maximum amount of Rs. 1,00,000/- (Rupees One lakh only) or such other limit as may be specified by UCO BANK subject to internal and applicable regulatory and statutory guidelines. The Tag can neither be reloaded (subsequent cash loads) thereafter nor such initial loaded funds be accessed by the Tag Member until UCO BANK has activated the Tag.

  The Tag can be reloaded post activation of the Tag subject to a maximum Tag balance of Rupees One lakh only (Rs. 1,00,000/-) for KYC compliant tag accounts and Rs. Ten Thousands only (Rs. 10,000/-) for Non-KYC individual customers. The tag holder shall be able to use the Tag only to the extent of the amount available on the Tag Account at any given point of time.

  The Tag shall be activated subject to approval of the application by the Bank and a minimum amount being loaded on the Tag by the Tag Member. Such funds shall be loaded on the tag after deduction of the applicable charges/fees etc. payable by the Tag Member to UCO BANK for availing the Tag.

  The tag holder shall be bound to comply with these Terms and Conditions and all the policies stipulated by UCO BANK from time to time in relation to the Tag. UCO BANK may, at its sole discretion, refuse to accept the Application and to issue the Tag to the Tag Member.

• Features of Tag

  The Tag may be used for the purpose of making applicable toll payments (as may be required by the relevant authorities) at participating Toll Plazas on the Highway through the ETC lane provided at such Toll Plazas. The list of participating Toll Plazas will be updated on the Tag Website by National Highways Authority of India from time to time. No interest shall be payable by UCO Bank on the amount available/loaded on the Tag.

  A User ID and password will be provided to the Tag Member to allow him/her to reload the Tag through the Tag Website. The Tag Member must not disclose this User ID and password to anyone else.

  The Tag Members may load and reload the Tag at Point of Sale subject to verification of their identity and any other mandatory requirements as prescribed by the Bank from time to time and/or using the payment gateway available to the Tag Members after they log in to Tag Website using the User ID and password provided to them. Non-Tag Member may also reload funds onto Tags at Point of Sale subject to verification of their identity and any other mandatory requirements as prescribed by the Bank from time to time. Limitations regarding minimum amount, maximum amount, annual load limit and frequency of loading and reloading shall be applicable as prescribed by the Bank from time to time. The cash loading / reloading facility is subject to the relevant applicable fee(s). Funds loaded on a Tag after activation by UCO Bank are immediately available for the Tag Member to use.

• Lost or Stolen Tags

  If the Tag is lost or stolen, the Tag Member must file a report with the local police and should be able to produce a copy of the police report upon request by UCO Bank. The Tag Member must immediately report the loss/ theft over the telephone to the Customer Card.  Customer Care shall, upon adequate verification, hotlist/cancel/suspend the Tag and terminate all facilities in relation thereto during working hours on a working day following the receipt of such intimation and on the request of the Tag Member and shall not be liable for any inconvenience caused to the Tag Member in this regard. The Tag Member shall take cognizance of the fact that once a Tag is reported lost, or stolen and is subsequently found, the same shall be promptly cut in half and adequate care taken to prevent its misuse. The Tag Member is responsible for the security of the Tag and shall take all steps towards ensuring the safe-keeping thereof. The Tag Member will be liable for all charges incurred on the Tag until the Tag is reported lost /stolen. Further, in the event UCO BANK determines that the aforementioned steps are not complied with, financial liability on the lost or stolen Tag would rest with the Tag Member. In case of any dispute relating to the time of reporting and/ or Transaction/s made on the Tag or any other matter in relation to the said Tag, UCO BANK shall reserve the right to ascertain the time and/ or the authenticity of the disputed Transaction.

  In the event Transaction/s on the Tag occur after the Tag Member claims to have destroyed the Tag, the Tag Member shall be entirely liable for any such charges incurred on the Tag and shall under no circumstances hold UCO BANK responsible for the same.

• Surrender/Replacement of Tags

  The Tag issued to the Tag Member shall remain the property of UCO BANK and shall be surrendered to UCO BANK, on request. The Tag Member shall be responsible for returning the Tags to UCO Bank for cancellation in the event the services are no longer required by the Tag Member or if the services are withdrawn by UCO Bank for any reason whatsoever.

  In case of loss of the Tag, the Tag may be blocked by the Tag Member by calling up the Customer Care at (Toll Free)/ & furnishing the required information for blocking the Card and as more specifically provided for under clause titled as "Lost or Stolen Cards".

  Once a Tag is reported as lost or stolen the Tag cannot be used again, even if found subsequently. The Tag Member declares that if a Tag is reported as lost or stolen or is damaged or stolen, if found subsequently it shall be the responsibility of the Tag Member to return such Tag to UCO BANK. Similarly, in case a Tag is damaged, it shall be the responsibility of the Tag Member to return the damaged Tag to UCO BANK to enable closure of the Tag account.

  In the event of death of the Tag Member, UCO BANK shall cancel the Tag upon being informed of the same. The legal heirs of the Tag Member can recover the balance amount available on the Tag as per Bank's policy / process.

• Expiration and Termination

  The Tag is valid up to a period of five years from the date of issuance of the Tag. UCO BANK may, at any time, with or without notice, at its absolute discretion, terminate the Tag.

  In case the Tag Account remains unused for a period of 6 months with a negative balance amount, the Tag Account will be closed with prior intimation to the Tag Member and the corresponding Tag shall not be accepted at any Toll Plazas for the purpose of payment of toll.

  On termination of the Tag the total of all charges then outstanding, whether or not already reflected in the Statement and, the amount of any Charges incurred after termination, shall become forthwith due and payable by the Tag Member as though they had been so reflected, and interest will accrue thereon as may be applicable as per UCO BANK policy/process, from time to time.

  The Tag Member shall continue to be fully liable to UCO BANK for all charges incurred on the Tag prior to termination.

  Notice of termination or request to surrender of the Tag shall be deemed given when a notice posted to the mailing address/ email ID of the Tag Member, as per the records of UCO BANK. The Tag Member agrees to surrender the Tag to UCO BANK, or its representative, upon being requested to do so. The Tag Member may not use the Tag after notice of termination.

• Usage Guideline

  The said Tag is valid only in India and only with respect to payments required to be made in INR. The Tag Member shall at all times ensure that the Tag is kept at a safe place and shall under no circumstances whatsoever allow the Tag to be used by any other individual. The Tag Member shall be responsible for all facilities granted by UCO BANK and for all related charges and shall act in good faith in relation to all dealings with the Tag and UCO BANK. The Bank accepts no responsibility for any surcharge levied by any Concessionaire and debited to the balance available on the Tag, with the Transaction amount. Any Transaction undertaken at a Participating Toll Plaza shall be conclusive proof that the charge recorded on such requisition was properly incurred for the amount and by the Tag Member using the Tag except where Tag has been lost, stolen or fraudulently misused, the burden of proof for which shall be on the Tag Member.

  The Tag Member is responsible for all Transactions initiated by use of the Tag, except as otherwise set forth herein. Each time the Tag Member uses the Tag at a participating Toll Plaza, he/she authorizes UCO BANK to reduce the funds available in the Tag Account by the amount of the Transaction. The Tag Member is not allowed to exceed the available amount in the Tag Account through an individual Transaction or a series of Transactions. Nevertheless, if a Transaction exceeds the balance of the funds available in the Tag Account, the Tag Member shall remain fully liable to UCO BANK for the amount of the Transaction. UCO BANK reserves the right to bill the Tag Member for any negative balance. The Tag Member agrees to pay UCO BANK promptly for the negative balance. UCO BANK also reserves the right to cancel/terminate the Tag should the Tag Member create one or more negative balances with the Tag.

  UCO Bank reserves unto itself the absolute discretion to decline to honor the Transaction requests on the Tag, without assigning any reason thereof.

• Closure

  The Tag Member may at any point of time, request for closure of the Tag Account by visiting any Point of Sale and submitting such documentation as may be required by UCO Bank policy/process in this regard. The Tag Member shall also be required to return the Tag to authorized UCO Bank personnel. Thereafter, the balance amount (if any) remaining in the related Tag Account would be returned to the Tag Member in his/her bank account only within 15 days from the date of the request for closure having been placed. In case of negative balance, the Tag holder need to settle all outstanding amount first and then closure of Tag will be processed.

• tatements and Records

  The Tag Member may enquire about the balance on his Tag by calling the Customer Care. The Tag Member will also receive a short messaging system message on the mobile number registered by the Tag Member with the Bank, after each Transaction, informing him of the Transaction value. The Tag Member shall inform UCO BANK in writing within 30 days, if any irregularities or discrepancies exist in the Transactions/ particulars of the Tag Account. If UCO Bank does not receive any information to the contrary within 30 days, it shall assume that the Transactions are correct. All records maintained by UCO BANK, in electronic or documentary form of the instructions of the Tag Member and such other details (including, but not limited to payments made or received) pursuant to these Terms and Conditions, shall as against the Tag Member, be deemed to be conclusive evidence of such instructions and such other details.

  UCO BANK shall not be required to provide copies of the Transaction slips to the Tag Member with respect to Transactions and the Tag member will only receive transactional alerts through short messaging system message on the mobile number registered by the Tag Member with the Bank.

• Exclusion from Liability

  In consideration of the Bank providing the Tag Member with the facility of the Tag, the Tag Member hereby agrees to indemnify and keep UCO BANK indemnified from and against all actions, claims, demands, proceedings, losses, damages, personal injury, costs, charges and expenses whatsoever which UCO BANK may at any time incur, sustain, suffer or be put to as a consequence of or by reason of or arising out of providing the Tag Member the said facility of the Tag or by reason of Bank's acting in good faith and taking or refusing to take or omitting to take action on the Tag Member's instructions, and in particular arising directly or indirectly out of the negligence, mistake or misconduct of the Tag Member; breach or noncompliance of the rules/ Terms and Conditions relating to the Tag and/or fraud or dishonesty relating to any Transaction by the Tag Member. The Tag Member shall also indemnify UCO BANK fully against any loss on account of misplacement loss of the Card. Without prejudice to the foregoing, UCO BANK shall be under no liability whatsoever to the Tag Member in respect of any loss or damage arising directly or indirectly out of:

  1. Any defect in quality of goods or services supplied by any third party.
  2. The refusal of any person to honor or to accept the Tag.
  3. The malfunction of any computer system.
  4. Handing over of the Tag by the Tag Member to anybody other than the designated employees of UCO BANK at Bank's premises or Point of Sale.
  5. The exercise by UCO BANK of its right to demand and procure the surrender of the Tag prior to the expiry date, whether such demand and surrender is made and/or procured by UCO BANK or by any authorized person or computer terminal.
  6. The exercise by UCO BANK of its right to terminate the Tag.
  7. Any injury to the credit, character and reputation of the Tag Member alleged to have been caused by the re-possession of the Tag and/or any request for its return or the refusal of any Toll Plaza to honor or accept the Tag.
  8. Except as otherwise required by law, if UCO BANK receives any process, summons, order, injunction, execution distrait, levy lien, information or notice which UCO BANK in good faith believes/ calls into question the Tag Member's ability, or the ability of someone purporting to be authorized by the Tag Member, to transact on the Tag, UCO BANK may, at its option and without liability to the Tag Member or such other person, decline to allow the Tag Member to obtain any portion of his funds, or may pay such funds over to an appropriate authority and take any other steps required by applicable law. UCO BANK reserves the right to deduct from the balance available on the Tag a service charge and any expenses it incurs, including without limitation legal fees, due to legal action involving the Tag Member's Tag.
  9. Any statement made by any unauthorized person requesting the return of the Tag or any act performed by any person in conjunction.
  10. In the event a demand or claim for settlement of outstanding dues from the Tag Member is made, either by UCO BANK or any person acting on behalf of UCO BANK, Tag Member agrees and acknowledges that such demand or claim shall not amount to be an act of defamation or an act prejudicial to or reflecting upon the character of the Tag Member, in any manner.
  11. The tag is not transferable and is unique to the vehicle similar to the vehicle license plate and would be affixed mandatorily at the time of issuance on the vehicle and will have a balance which the customer has paid for his tag to be loaded with. The tag issued to you is valid for use only in India and for the payment of toll charges in Indian currency only and further will be accepted only on the Toll plazas participating in the program. The participating toll plaza list will be updated in the tag portal from time to time.
  12. The tag is the property of UCO BANK. It shall be subject to the Terms and Conditions mentioned herein and any additional conditions stipulated by UCO BANK, from time to time. The Tag Member shall allow to affix the Tag immediately on the vehicle at the time of Tag issuance.

  13. Breach and Termination/ Withdrawal

      The Tag Member will be liable to pay UCO BANK, upon demand, all amounts outstanding from the Tag Member to UCO BANK.

  14. Charges

      The holding and use of the Tag will incur fees which will be debited to the balance available in the Tag Account. The details of the charges are mentioned in UCO Bank FASTag website. The said fees are not refundable.

      Any government charges, duty or debits, or tax payable as a result of the use of the Tag shall be the Tag Member 's responsibility and if imposed upon UCO BANK (either directly or indirectly), Bank shall debit such charges, duty or tax against the balance available on the Tag. There will be separate service charges levied for such facilities as may be announced by the Bank from time to time and deducted from the balance available on the Tag. In the situation that the balance available on the Tag is not sufficient to deduct such fees, the Bank reserves the right to deny any further Transactions. The Tag Member also authorizes UCO BANK to deduct from the balance available on his Tag, and indemnifies UCO BANK against any expenses it may incur in collecting money owed to it by the Tag Member in connection with the Tag (including without limitation reasonable legal fees). UCO BANK may levy service and other charges for use of the Tag, which will be notified to the Tag Member from time to time by updating these Terms and Conditions. The Tag Member authorizes UCO BANK to recover all charges related to the Tag as determined by UCO BANK from time to time by debiting the balance available on the Tag. Details of the applicable fees and charges as stipulated by UCO BANK shall be displayed on the website and /or at Point of Sale.

  15. Disputes

      In case of any complaint or query pertaining to any Transaction/s, the Tag Member may contact us by either by calling us on our Customer Care at 18005721371 (Toll Free) or sending email at ucofastag.care@ucobank.co.in . In case the Tag Member has any dispute in respect of any Transaction, the Tag Member shall advise details to UCO BANK within 30 days of the Transaction date failing which it will be construed that all charges are acceptable to the Tag Member and in order.

      In order to enable UCO BANK to investigate and respond to the complaint/query, the Tag Member shall be required to provide UCO BANK with such information as may be required by UCO BANK. Please note that UCO BANK does not ask customers for any confidential information and therefore Tag Member/s must not share with us any information of a confidential nature including but not limited to passwords, user id's, etc.

      For full details regarding our complaints procedure, please refer to the Bank’s website. The Customer Care numbers shall be as updated on the Bank’s Website from time to time.

      UCO BANK shall make bonafide and reasonable efforts to resolve an aggrieved Tag Member's disagreement with the Transaction/s within 15 days from receipt of the notice of disagreement. If after such effort, UCO BANK determines that the Transaction/s indicated is correct then it shall communicate the same to the Tag Member.