Bhim UCO UPI

BHIM UCO UPI

BHIM UCO UPI is a payment app that lets you make simple, easy and quick transactions using Unified Payments Interface (UPI). You can make direct bank payments to anyone on UPI using their UPI ID or scanning their QR with the BHIM app. You can also request money through the app from a UPI ID.

How to access:-

  • Download and Install BHIM UCO UPI app from Google Playstore (Android users) and Apple Store (iOS users).
  • Select your Bank and Bank account.
  • Create a Virtual Payment Address ( VPA)/ UPI ID (example – name@uco).
  • Link your Bank account to UPI ID.
  • Send & receive secure payments instantly

Salient Features

  • BHIM UCO-UPI application can be used by customers of any Bank.
  • Push and Pull payments, i.e., Customers can make payment as well as request payment.
  • ‘Scan and Pay’ using QR code.
  • Generate QR code for linked account.
  • Customers can set “Virtual Payment Address (VPA)” for their account. Without knowing account number, users can transfer fund or demand funds using VPA. Eg. gauravmishra1@uco
  • Customer can make balance enquiry.
  • BHIM UCO-UPI is safe and secure as it offers 2 Factor Authentication.
  • Users get a 12 digit reference number for each transaction (NPCI RRN). This reference number (NPCI RRN) can be used to track the status of transaction in case of failure.

Daily Limit

Application Based Daily Limit (INR) USSD Channel
Person to person 1,00,000 /- 5,000/-
Person to merchant based on MCC 2,00,000/- NA
Special Merchant 5,00,000/- NA
Checksum of BHIM UCO UPI Mobile App
Platform MD5 Checksum SHA-1 Checksum SHA-256 Checksum SHA-512 Checksum
Andriod (V:1.5.6) 9964C965162C8ED22E60F039CDB8D380 E562D576D18A635E9788BA1AA35A337EAC7E75B1 920B536DFC3BBF6CDAC9B8937ECA22E4B0B5193F2B1D4D3F06913E4C0E3C6DE7 5757D2084A90C082D6E654FF7CD58406B62B97C336C986183DF9F7DD90FBF356EE7EC7F5B3EA0B546AD8759E448AF1D53EE108C14C78C4B5615B62B31BAC1AC0
iOS(V:2.7) 0a6310f134cba0349d494c0fa3461ad8 32f79c9c2383bb2c5c558f864ec19e73d45c095d 594ff474cd82dee3e3154d06a9b39fb87aa73c3acc56b5b8b4fbaa3b45b186bd cac4b0c5bf3c98fd181e177fe915212fe7895f135d54b34f7d72ed52ec984fc4c746473afb59f79941171902ea92a1309e0bf05c47047d787a83e3278f0fe399


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Privacy Policy for BHIM UCO UPI

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Last Updated On : 18/02/2026

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